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At Joint Shares, we are committed to delivering secure, compliant, and client-focused financial services—from personal lending to institutional investments

Joint Shares Financials LLC - Organization Structure

Executive Leadership

Chief Executive Officer (CEO)

Responsible for strategy, partnerships, and governance.

Chief Financial Officer (CFO)

Oversees finance, reporting, compliance, and investment strategy.

Chief Operations Officer (COO)

Manages daily operations, interdepartmental alignment, and customer delivery.

Chief Technology Officer (CTO)

Leads IT, security, and technology-driven innovation.

Chief Risk Officer (CRO)

Oversees compliance, audits, risk management, and regulatory relations.

Chief Marketing Officer (CMO)

Responsible for global marketing, branding, and communication strategies.

Chief Human Resources Officer (CHRO)

Focuses on talent development, HR, recruitment, and training programs.

Loan Department

Retail Loans

Personal Loans

For individuals seeking personal financing needs.

Mortgage Loans

For housing and real estate purchases.

Auto Loans

Designed for vehicle financing.

Corporate Loans

SME Loans

Small and medium enterprise tailored financing solutions.

Large Corporate Loans

Financing for big companies with structured terms.

International Loans

Cross-border financing for trade and business expansion.

Investment Department

Portfolio Management

Managing diversified investment portfolios.

Wealth Advisory

Tailored advice for high-net-worth clients.

Private Equity

Investments in startups and growth companies.

Global Markets

Engagement in forex, bonds, and commodity investments.

Banking Department

Retail Banking

Savings, checking, and consumer services.

Commercial Banking

Business accounts, credit, and cash management.

Digital Banking

Mobile apps, online portals, and e-wallets.

Treasury & Trade

Corporate treasury, trade finance, and liquidity management.

Insurance Department

Life Insurance

Coverage for individuals and families.

Asset Insurance

Protecting homes, cars, and property.

Business Risk Insurance

Tailored insurance for enterprises and SMEs.

Health Insurance

Comprehensive health coverage for individuals and employees.

Digital Services Department

Fintech Solutions

Innovative solutions for payments, wallets, and transfers.

Blockchain & Crypto

Exploring blockchain-based financial services.

Cybersecurity

Ensuring customer safety and secure transactions.

Innovation Lab

R&D hub for piloting emerging technologies.

Support Functions

Legal & Compliance

Ensuring adherence to laws and regulations.

Human Resources

Employee welfare, training, and workforce planning.

Customer Service

Dedicated client support for banking and loans.

IT & Infrastructure

Network, servers, and technical support.

Organization Chart

CEO CFO COO Loans Investments Banking Insurance Digital