Light Dark
Bank Login Loan Portal My Insurance Investor Access Track Payment Reward Point Credit Tools Tax & Compliance KYC & AML Security Center API Support Fraud Report

At Joint Shares, we are committed to delivering secure, compliant, and client-focused financial services—from personal lending to institutional investments

Digital Solutions — Banking, Insurance & Investments

End-to-end digital platforms that empower financial services — secure online banking, insurance underwriting automation, investment portals, and enterprise-grade APIs. Built for scale, compliance, and user trust.

Joint Shares Digital Suite
Beta
Primary Business Account
Balance, Transfers, Invoices and Smart Rules
$46,820
+4.2% (30d)
Available
$12,320
Pending
$2,480
Reserved
$31,000
OB

Online Banking Platform

Modern web & mobile banking — accounts, KYC, transfer rails, reconciliation and real-time notifications.

Real-time Ledgers Payment Links Multi-currency
IN

Insurance Automation

Underwriting workflows, digital policy issuance, claims intake, and dynamic pricing via risk models.

Claims API Policy Admin
IV

Investment Portal

Client dashboards, portfolio rebalancing, custody integrations, performance analytics and tax reporting.

Robo Advisor Custody Connectors
LM

Loan Management

Origination, credit scoring, disbursement and collections — seamless integration with banking rails.

Credit Engine Auto-Approval

Security & Compliance

  • Strong customer authentication (2FA, OTP, WebAuthn)
  • End-to-end encryption — TLS 1.3, data at rest encryption
  • Audit-ready logs, role-based access controls and segregation of duties
  • Regulatory templates for AML, KYC and data residency

Integrations & APIs

Open API-first architecture with sandboxed credentials, webhooks, and event-driven streams for realtime updates.

REST & GraphQL Webhooks OpenID Connect

Analytics & Reporting

  • Real-time dashboards for transactions, risk, and liquidity
  • Exportable reports (CSV/PDF) and scheduled email digests
  • Custom KPI tracking for client or portfolio-level metrics
Ready to modernize your financial stack?
Request a custom quote — we’ll map your processes and deliver an integration plan.
Request Quote Contact Support
For Banks
  • Core integration
  • Tiered transaction processing
  • Compliance toolkit
For Insurers
  • Automated underwriting
  • Claims orchestration
  • Policy lifecycle
For Asset Managers
  • Client portals
  • Automated rebalancing
  • Tax-optimized reports
“The integration was seamless — our clients loved the new mobile dashboard.”
— Head of Digital, Regional Bank
“Claims processing time dropped by 72% after automating workflows.”
— CTO, Insurance Group

Frequently Asked Questions

How secure is the platform?
We adopt TLS 1.3, HSM-based key management, role-based access control, and regular third-party penetration tests.
Can we self-host?
Yes — we offer SaaS, private cloud, and air-gapped on-premise deployments depending on regulatory needs.
How long does integration take?
Typical pilot integrations are 6–8 weeks; full production rollouts vary by scope and regulator readiness.
Talk to our product team
Schedule a discovery call and get a tailored roadmap for your organization.
© 2025 JointShares — Digital Solutions for modern finance.
Privacy • Security • Terms
Work Process

Our Solution Process

01
Analyze Your Financial Challenges

Aenean pretium condimentum ornare. Curabitur

02
Develop Tailored Financial Solutions

Create customized strategies to address your unique banking and investment needs.

03
Consultation with Banking & Investment Experts

Engage with experienced professionals to guide your financial decisions and planning.

04
Identify Key Risks and Opportunities

Pinpoint potential financial risks and opportunities to maximize your returns and minimize losses.