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At Joint Shares, we are committed to delivering secure, compliant, and client-focused financial services—from personal lending to institutional investments

Joint Shares Financials LLC - Financial Statements

Financial Statements Overview

Joint Shares Financials LLC publishes detailed financial statements to provide transparency, accountability, and a clear view of the company's financial health for stakeholders.

Balance Sheet

As of December 31, 2025

AssetsAmount ($)Liabilities & EquityAmount ($)
Cash & Cash Equivalents15,000,000Short-term Debt5,000,000
Accounts Receivable8,500,000Accounts Payable3,000,000
Investments12,000,000Long-term Debt10,000,000
Property & Equipment20,000,000Shareholders' Equity37,500,000
Total Assets: 55,500,000    Total Liabilities & Equity: 55,500,000

Income Statement

For the Year Ending December 31, 2025

RevenueAmount ($)ExpensesAmount ($)
Loan Interest Income18,000,000Operating Expenses10,000,000
Investment Returns7,000,000Employee Salaries5,500,000
Banking & Service Fees3,500,000Insurance Claims2,000,000
Other Income1,500,000Taxes1,500,000
Net Profit: 11,500,000

Cash Flow Statement

For the Year Ending December 31, 2025

Cash InflowsAmount ($)Cash OutflowsAmount ($)
Loan Repayments20,000,000Loan Disbursements15,000,000
Investment Dividends3,500,000Operational Expenses10,000,000
Customer Deposits12,000,000Taxes Paid1,500,000
Other Receipts1,000,000Insurance Payouts2,000,000
Net Cash Flow: 8,000,000

Financial Ratios & Analysis

  • Return on Assets (ROA): 20.7%
  • Return on Equity (ROE): 30.7%
  • Liquidity Ratio: 2.1
  • Debt-to-Equity Ratio: 0.4
  • Profit Margin: 25.6%

Notes & Disclosures

All financial statements are prepared in accordance with IFRS standards. The company ensures full transparency and accurate reporting of all transactions, including loans, investments, and insurance activities. Detailed schedules are available upon request for regulatory and auditing purposes.